Health insurance is among the most essential types of coverage. Health insurance covers medical expenses, including unforeseen incidents, preventive care and treatments. Having the right health insurance policy is vital to help limit significant out-of-pocket medical expenses. 

What Is Health Insurance? 

Health insurance functions as an agreement between you and your insurer in which you pay a premium for your policy in exchange for financial assistance to cover hefty medical bills. You will likely have to pay a deductible for your policy, which is a designated out-of-pocket cost you’ll pay before your insurance kicks in to cover the rest. 

Am I Required to Buy Health Insurance? 

Having health insurance is not legally required, but acquiring a policy can help reduce high medical costs such as unexpected procedures and preventive care. Having a health insurance policy usually means having access to hospitals and doctors at a lower cost than those who don’t have health insurance. 

What Are My Health Insurance Options? 

At Sanguinetti & Co. Insurance Brokers, we offer many health insurance plans and supplementary coverage options to help you access necessary health care services, including: 

• Individual and family plans.
• Group health insurance plans.
• Vision and dental insurance.
• Prescription insurance.
• Health savings accounts (HSAs).
• Disability insurance.
• Supplemental insurance.
• Long-term care (LTC) insurance.
• Travel health insurance.
• Medical expense health insurance. 

Our agents can help evaluate your situation, recommend coverages that fit your budget and help you choose a health insurance company. 

Contact Our Agency 

If you live in Central or Northern California, and want to learn more about health insurance, we can help. Our agents at Sanguinetti & Co. Insurance Brokers are dedicated to assisting people in learning more about potential policies so they can decide on the right health insurance coverage. 

To learn more about your coverage options, contact our agency today at 800-350-7700.